Credit Bureaus
9 Best Credit Monitoring Services – Free & Paid
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Looking to get your credit score from the major credit bureaus? Here are the best credit monitoring services to consider.
Do I need a consumer statement on my credit report? – Lexington Law
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A consumer statement is a 100-word statement that can be added to your credit report to address any negative information. Learn more at Lexington Law.
What is APR? Info and Tips on Lowering Annual Percentage Rates
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From credit cards to mortgages, APRs can be one of the most confusing aspects of securing a loan. While monthly or annual interest is rather straightforward, APRs encompass extraneous fees that aren’t immediately obvious. A higher APR can significantly affect...

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How To Build Your Credit History By Paying Rent
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Timely payments are the most important factor of your credit score, accounting for a full 35% of your score. While mortgage payments, car loans, and credit cards are all reported in this section, a huge…

The post How to Build Your Credit History By Paying Rent appeared first on Crediful.

Everything You Need to Know About Credit Monitoring
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At first glance, credit monitoring might seem complicated and unnecessary. But it’s surprisingly easy — and has huge payoffs. When you keep an eye on your credit, you can watch for errors and any fraudulent activities like identity theft. As...

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The post Everything You Need to Know About Credit Monitoring appeared first on MintLife Blog.

Understanding credit card security codes – Lexington Law
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Credit card security codes, or CVV codes, are three- to four-digit codes on your card that provide an additional layer of security when making purchases.
How to Establish Credit: 7 Ways to Build Your Credit Score
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Establishing credit is one of the first steps on your financial journey. Having credit allows you to secure a loan, get a credit card, rent property and more. This is why knowing how to establish credit is key to meeting...

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The post How to Establish Credit: 7 Ways to Build Your Credit Score appeared first on MintLife Blog.

How To Vacate A Judgment
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Having a judgment as part of your public record can be hugely damaging in a number of ways, especially if it’s related to a lawsuit for collections on an unpaid debt. First, it shows up…

The post How to Vacate a Judgment appeared first on Crediful.

What Affects My VantageScore? (Infographic)
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Launched in 2006 by the three major credit bureaus Experian, Equifax and TransUnion, the VantageScore is a credit scoring model that was created as an alternative to the FICO score. Both credit scoring systems feature a three-digit number that financial...

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The post What Affects My VantageScore? (Infographic) appeared first on MintLife Blog.

3 Different Types Of Credit And How They Affect Your Credit Score
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Your credit score is calculated using a complex algorithm based on a number of factors. In order to improve your credit score, it’s important to understand how credit bureaus determine it so that you can…

The post 3 Different Types of Credit and How They Affect Your Credit Score appeared first on Crediful.

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