If youâve ever had a hard time getting approved for a credit card, or your goal is to be approved for a card thatâs a bit out of your league, then you might want to consider a joint credit card....
The post What You Need to Know About Joint Credit Cards appeared first on MintLife Blog.
Getting your first credit card typically indicates a sign of maturity and increased financial responsibility, but how old do you have to be to get a credit card? Itâs a question that makes sense to come up for a teenager....
The post How Old Do You Have to Be to Get a Credit Card? appeared first on MintLife Blog.
Youâve been making your monthly payments, staying within your current credit limit, and crossing your fingers that your credit card company decides to increase your limit. Maybe youâre making plans to take that month-long Europe trip youâve been dreaming about,...
The post 3 Easy Tips: How To Increase Credit Card Limit appeared first on MintLife Blog.
A 2014 survey by the Pew Charitable Trust found that 5 percent of American adults use prepaid cardsâthatâs roughly 12 million people! For the record, these arenât gift cards that weâre talking about. In the Pew survey, âprepaid cardâ refers...
The post Prepaid Debit Card or Secured Credit Card: Which is Best For You? appeared first on MintLife Blog.
As a credit card holder, you may feel like your credit card company wields a lot of power. And while thatâs true, itâs also true that the credit company is just that, a company. Youâre still a customer and youâre...
The post How to Negotiate with Credit Card Companies appeared first on MintLife Blog.
There are few things more fulfilling than touring an apartment and dreaming up the ways youâll furnish the spacious living room and fill the kitchen with various sugary aromas. Youâve decided that this space is the one youâre ready to...
The post How to Rent an Apartment with No or Poor Credit appeared first on MintLife Blog.
From credit cards to mortgages, APRs can be one of the most confusing aspects of securing a loan. While monthly or annual interest is rather straightforward, APRs encompass extraneous fees that arenât immediately obvious. A higher APR can significantly affect...
The post What is APR? Info and Tips on Lowering Annual Percentage Rates appeared first on MintLife Blog.
At first glance, credit monitoring might seem complicated and unnecessary. But itâs surprisingly easy â and has huge payoffs. When you keep an eye on your credit, you can watch for errors and any fraudulent activities like identity theft. As...
The post Everything You Need to Know About Credit Monitoring appeared first on MintLife Blog.
Depending on what you look for in a card, one of these may be a perfect fit your do-it-yourself projects. Follow along to learn more about these top five credit cards for DIYers.Â
The post Credit Card Reviews: Best Home Improvement Rewards Credit Cards appeared first on MintLife Blog.
Establishing credit is one of the first steps on your financial journey. Having credit allows you to secure a loan, get a credit card, rent property and more. This is why knowing how to establish credit is key to meeting...
The post How to Establish Credit: 7 Ways to Build Your Credit Score appeared first on MintLife Blog.