experience
What You Need to Know About Joint Credit Cards
By admin | |

If you’ve ever had a hard time getting approved for a credit card, or your goal is to be approved for a card that’s a bit out of your league, then you might want to consider a joint credit card....

Full Story

The post What You Need to Know About Joint Credit Cards appeared first on MintLife Blog.

5 Software Stocks That Analysts Love
By admin | |
Software is long into its migration from CDs and disks into the cloud. But this maturing industry continues to grow ... and these software stocks should benefit.
How Old Do You Have to Be to Get a Credit Card?
By admin | |

Getting your first credit card typically indicates a sign of maturity and increased financial responsibility, but how old do you have to be to get a credit card? It’s a question that makes sense to come up for a teenager....

Full Story

The post How Old Do You Have to Be to Get a Credit Card? appeared first on MintLife Blog.

What Credit Score Is Needed For A Wells Fargo Credit Card?
By admin | |

Are you thinking about applying for a Wells Fargo credit card? The minimum recommended credit score for the Wells Fargo Visa Signature and Wells Fargo Rewards cards is 750. For the Wells Fargo Cash Wise…

The post What Credit Score Is Needed for a Wells Fargo Credit Card? appeared first on Crediful.

Buying Silver vs. Gold as an Investment – What’s Better?
By admin | |
Is investing in silver better than investing in gold? Take a look at the gold-silver ratio, the metals market, and ways to invest today.
Pandemic Side Gig Skills Useful After COVID
By admin | |
Did you make money contact tracing for a government agency in the last year? If so, the pandemic side gig skills you learned there might morph into another job, post-pandemic. Data entry, for one. COVID-19 has changed a lot of things about the way we live, and the way we work is one of them. […]

This was originally published on The Penny Hoarder, which helps millions of readers worldwide earn and save money by sharing unique job opportunities, personal stories, freebies and more. The Inc. 5000 ranked The Penny Hoarder as the fastest-growing private media company in the U.S. in 2017.

What is purchase APR for credit cards? Basics explained
By admin | |
The information provided on this website does not, and is not intended to, act as legal, financial or credit advice. See Lexington Law’s editorial disclosure […]
Buying a Home in a Historic District
By admin | |

Historical districts vary a lot place to place, but generally, theyre older neighborhoods that are considered architecturally or historically important....

The post Buying a Home in a Historic District appeared first on Homes.com.

Paypal Extras Mastercard Credit Score
By admin | |

Are you thinking about applying for the PayPal extras MasterCard? The minimum recommended credit score for this credit card is 700. How to Increase Your Chances of Getting Approved for PayPal extras MasterCard Getting approved…

The post PayPal Extras MasterCard Credit Score appeared first on Crediful.

How to Design a Life You Love
By admin | |

In the earliest days of my business, I wasn’t so much running toward a passion or purpose but running away from my disengaging full-time job. And that absence of purpose scared me. This was the next phase of my life, and I wanted it to be infused with intention.

And also… I had no idea how to achieve this.

Then one day, browsing aimlessly in a bookstore (a tactic I recommend anytime you’re struggling with literally anything) I stumbled on a book called Designing Your Life: How to Build a Well-Lived, Joyful Life, by Bill Burnett and Dave Evans.

At first glance it sounded a little squishy. But I noticed the book is based on a course of the same name, authored by two professors who famously teach at Stanford University – an institution not known for its squishiness. So, I grabbed it.

Its purpose is to help you answer this question: Can we apply design thinking to the “wicked problem” of designing your job, your career, and even your life? Evans and Burnett believe we can.

Design thinking is a means of user-centered design. It’s about designing not the best outcome, but rather the best path for a particular user. In the case of this book, the user is you. Today I’ll introduce you to the five phases of the design thinking process, and how Burnett and Evans might encourage you to harness it in designing your ideal life.

Whether you’re on a quest for joy, change, or a fresh start, welcome to your new beginning.

Design thinking ... is about designing not the best outcome, but rather the best path for a particular user - in this case, the user is you.

Step #1: Empathize

Design thinking begins with empathy because you can only design for a user you understand. And since you are the user, this phase is about self-awareness. So how can you get to know you a little bit better? There’s a process Burnett and Evans describe called wayfinding, which is a simple method of self-discovery that puts you in the direction of where you need to go.

Through wayfinding, you’ll discover which activities engage you (leaving you feeling inspired and “in the zone”) and which sap your energy. The process is simple: keep a journal (here's a good example of one). For the next few weeks, keep track of your work and home activities throughout each day. Whether it's writing a sales pitch, reorganizing your sock drawer, or anything else. For each activity, grab your journal and log how high or low your engagement was during the activity (did you enjoy your time spent?) and how you feel afterwards (energized or exhausted, positive or negative?).

This process will reveal some important information about you!

Step #2: Define

The next phase of design thinking is to define the needs or insights you’ve gained through empathy. So after a few weeks, take a closer look at your journal and do a bit of reflecting. What captures your attention? Any surprises? 

When I did this exercise, I validated some things I already knew – I love spending time with people and learning about topics of interest. But the news to me was that I was also enjoying writing copy for my website. This insight led me to start publishing an email newsletter which has since become critical to my business growth.

Now it’s your turn. What insights pop out for you? What assumptions can you validate, and what new things did you discover?

Step #3: Ideate

Now it’s time to develop a set of possible solutions. This phase is meant to be playful and exploratory, leveraging the insights you’ve collected.

Burnett and Evans call this Odyssey Planning. I love this phrase – it sounds more like an adventure in the wilderness than a planning process. How you craft your odysseys is up to you – you can draw, write stories, brainstorm or create a mind map.  But the goal is to generate possibilities using pen and paper.

“Each of us is many,” Evans and Burnett say. “The life you are living is one of many lives you will live.”

So start with three possible lives:

  • A better version of the present – what your life would look like if everything stayed the same, but you added in more of the engaging and stripped out some of what leaves you drained
  • An alternate version of the present – what your life would look like if suddenly your job went away
  • A what-if-money-were-no-object version – what your life would look like if finances weren’t a constraint

Let your creative brain take over here. None of these will be your final life design, so don’t be hampered by too many rules. This is only about possibilities.

Step #4: Prototype

This phase is about collecting data to inform how we turn ideas into action plans. Now that you’ve crafted three possible lives that sound great to you. What can you do to test and validate those assumptions?

Who in your life has lived pieces of your envisioned lives? If one Odyssey involves you opening a restaurant or becoming a stay-at-home parent or launching a side hustle, who do you know who has done these things?

Find and interview people who you trust to share the good, the bad, and the ugly of their experience. Arm yourself with as much information as you can, so you can ultimately make informed choices about how to proceed.

Find and interview people who you trust to share the good, the bad, and the ugly of their experience. Arm yourself with as much information as you can.

Step #5: Test

The most valuable thing I learned while going through this life design process was that change needn’t be wholesale. You don’t have to throw out one life and take on another. You can take just one step at a time. Here’s where you put your insights, your possibilities, and your data into a blender and take small sips of the smoothie that emerges.

Maybe in your current job you spend a lot of time in meetings that drain your energy. This doesn’t mean you have to quit your job or boycott meetings. But can you craft a small experiment in which you opt out of one meeting per week and replace it with something that really lights you up? (Go back and check your journal to find the things that make you happiest).

This was my approach. I didn’t throw out my business. Instead, I started turning up the dial on things I believed would make me happy – choosing different clients, saying no to certain projects and yes to others.

If I was right, I kept going. If I was wrong, everything was reversible because I was doing this in small steps, rather than giant leaps. This process can be fun and invigorating. The beauty of human-centered design is that there is no right answer. There’s only the outcome that lifts you up.

And now it’s your turn. Are you ready to build the life you love?

 
1 2 3 25