TransUnion
Prepaid Debit Card or Secured Credit Card: Which is Best For You?
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A 2014 survey by the Pew Charitable Trust found that 5 percent of American adults use prepaid cards—that’s roughly 12 million people! For the record, these aren’t gift cards that we’re talking about. In the Pew survey, “prepaid card” refers...

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9 Best Credit Monitoring Services – Free & Paid
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Looking to get your credit score from the major credit bureaus? Here are the best credit monitoring services to consider.
How to Negotiate with Credit Card Companies
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As a credit card holder, you may feel like your credit card company wields a lot of power. And while that’s true, it’s also true that the credit company is just that, a company. You’re still a customer and you’re...

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What is APR? Info and Tips on Lowering Annual Percentage Rates
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From credit cards to mortgages, APRs can be one of the most confusing aspects of securing a loan. While monthly or annual interest is rather straightforward, APRs encompass extraneous fees that aren’t immediately obvious. A higher APR can significantly affect...

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How To Build Your Credit History By Paying Rent
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Timely payments are the most important factor of your credit score, accounting for a full 35% of your score. While mortgage payments, car loans, and credit cards are all reported in this section, a huge…

The post How to Build Your Credit History By Paying Rent appeared first on Crediful.

Everything You Need to Know About Credit Monitoring
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At first glance, credit monitoring might seem complicated and unnecessary. But it’s surprisingly easy — and has huge payoffs. When you keep an eye on your credit, you can watch for errors and any fraudulent activities like identity theft. As...

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How to Establish Credit: 7 Ways to Build Your Credit Score
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Establishing credit is one of the first steps on your financial journey. Having credit allows you to secure a loan, get a credit card, rent property and more. This is why knowing how to establish credit is key to meeting...

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What Affects My VantageScore? (Infographic)
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Launched in 2006 by the three major credit bureaus Experian, Equifax and TransUnion, the VantageScore is a credit scoring model that was created as an alternative to the FICO score. Both credit scoring systems feature a three-digit number that financial...

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Credit Karma: Get Your Credit Score For Free
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A great way to stay on top of your credit is by using the free Transunion and Equifax credit scores via Credit Karma. Here's what else they do.

The post Credit Karma: Get Your Credit Score For Free appeared first on Bible Money Matters and was written by Peter Anderson. Copyright © Bible Money Matters - please visit biblemoneymatters.com for more great content.

What is a Good APR
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An APR is the annual percentage rate you will pay on a loan. You will see the term APR come up when you’re shopping around for a new credit card or mortgage loan. This rate can affect your wallet in...

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